Dale  Smith Photo
Dale Smith Attorney at Law


I named my business Oregon Fresh Start for a reason. I want people to experience the joy and relief that comes from having their financial life under control. I am a member in good standing of the Oregon State Bar since 1979 (OSB #79398). After attending the United States Coast Guard Academy, I received a Bachelor of Arts degree in 1970 from the University of Oregon. After graduating, I worked in commercial banking for several years, and then received my Juris Doctor degree from The Northwestern School of law in 1979. I have been married to Marilyn Smith for 53 years and have four children. When not helping clients solve financial stress, I enjoy running (even completed a few marathons), kayaking, cycling, and an occasional round of golf.

In my 43 years as an Oregon bankruptcy attorney with offices in Bend and Hermiston, I have helped more than 11,000 Oregonians with credit counseling and debt relief matters. I am a member of the Debtors and Creditors Committee of the Oregon State Bar as well as the National Association of Consumer Bankruptcy Attorneys.

As a Bend credit counseling and debt relief attorney, I and my staff at Oregon Fresh Start provide clients throughout the State of Oregon with the highest quality of legal representation available at the lowest possible cost. Even if you are not in the Bend or Hermiston area, I can still help you. When required, I travel throughout the State of Oregon, serving all areas, including Portland, Eugene, Salem, Bend, Pendleton, Roseburg, Medford, and the Oregon coast.

My goal is to treat each client's legal matter with the same care that would be given to my own important legal matters.

My experience of 43 years as a bankruptcy attorney in Bend allows me to aggressively pursue your rights while at the same time providing guidance in settlement with creditors and bankruptcy trustees where appropriate.

If you are thinking of bankruptcy, contact me at Oregon Fresh Start today. Call the number at the upper right hand corner of this page.

Bar Admissions

  • Oregon, 1979


  • J.D. - The Northwestern School of Law of Lewis & Clark College, 1979

  • B.A. - University of Oregon, 1970

Professional Associations

  • Debtors and Creditors Committee of the Oregon State Bar

  • National Association of Consumer Bankruptcy Attorneys

"I truly care about the people I represent. Even after your bankruptcy case is complete, I'll check in to see how you're doing."

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Hear From Our Happy Clients

At Oregon Fresh Start, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “He is great at answering emails and providing support,”
    “He keeps you updated throughout the entire process and lets you know the next steps, highly recommended!”
    - J.
    “Everything at the hearing went so smooth”
    “Our hearing was very simple and quick. Thank you again for all of your help and we will be sure to recommend you to friends and family.”
    - James C.
    “We have already referred one of our friends.”
    “The people at Oregon Fresh Start were so helpful”
    - Chenoa K.
    “But since money was scarce, we decided to give your services a try.”
    “You did a great job representing us and we will recommend you to anyone we know that is suffering a serious financial setback.”
    - Jerald & James P.
    “I owed more than $80,000 in taxes”
    “Mr. Smith, at Oregon Fresh Start, was able to create a repayment plan for me through the bankruptcy court that is giving me the chance to repay my taxes and keep my business open.”
    - Lee T.
    “We were very satisfied with the way OFS helped us through this difficult time.”
    “The credit union did not want to work with us.”
    - Rory S.
    “You really have saved our lives and our marriage and our home.”
    “Take care and God Bless you and your family.”
    - Sally & Dan
    “Mr. Smith and Denise were always there to keep us informed”
    “We are very pleased with the professional work.”
    - Steve & Rosa B.